WHAT'S NEW?

FINANCIAL MARKET COURSES

Credit Risk Customer Management – Structuring Credit Facilities

When structuring credit facilities, a bank must consider both the needs of its customers and how meeting those needs can give rise to risks that the bank needs to identify, assess, and accept/mitigate. This course covers both of these aspects in detail.

  • OBJECTIVES

    On completion of this course, you will be able to:

    Identify the main determinants of customer needs for credit facilities and how banks structure facilities to meet those needs

    Recognize the risks, both credit and noncredit, that arise when structuring credit facilities, including the risks associated with foreign currency facilities and non-amortizing structures

  • COURSE OUTLINE

    Topic 1: Facility Structures & Customer Needs

    Structuring Facilities to Meet Customer Needs

    Determinants of Customer Needs

    o Cash Conversion Cycle

    o Industry

    o Expansion Plans

    Aligning Facilities to Customer Needs

    Facility Structures & Credit Risk Appetite

    Amending Facility Structures

    Negotiating Facility Structures

    Topic 2: Facility Structures & Risk

    Facility Structures & Risk

    o Products

    o Terms & Conditions

    o Collateral/Security

    Foreign Currency Facilities

    o Example (Impact of Currency Devaluation)

    Non-Amortizing Interest Rate Structures

    o Payment Holiday

    o Interest-Only

    o Balloon Payment

    o Bullet Payment

    o Bridging Loan

    “No Risk” Facility Structures

    Changing & Restructuring Facilities

  • PREREQUISITE KNOWLEDGE

  • ESTIMATED COMPLETED TIME

    60 Minutes

Next Course

VIEW COURSE

INTERMEDIATE

Support

Accreditations

General: info@intuition.com

Accounts: ar@intuition.com

http://support.intuition.com

Intuition engages with over 30 accreditation bodies to ensure Know-How can be used for CPE credits. If your organization needs CPE from a body not listed below, contact us and we will endeavour to have them included.

© Copyright 2016 by Intuition. All Rights Reserved.