FINANCIAL MARKET COURSES
Japanese Equity Market
Receivable Finance (New)
Lending - An Introduction
The Lending Cycle
Commodities - An Introduction (Revised)
Commodities - Trading (New)
Commodities - Livestock (New)
Commodities - Softs (New)
Primer – MiFID II/MiFIR (New)
Understanding Private Wealth Management Business
Private Wealth Management Products & Services
Primer – Smart Beta (New)
Available on iPad and Android tablets as well as desktop
Credit Risk Customer Management – Covenants and Credit Decisions
This first part of this course looks at covenants that are included by banks and other lenders in credit facility agreements. It describes the various types of covenant that are used, with particular focus on financial covenants, which are the most exacting type. The actions required to deal with both potential and actual breaches of covenants are also outlined.
The second part of the course looks at credit decisions and how they are made. The importance of credit authority levels in making such decisions is described in some detail.
On completion of this course, you will be able to:
• Identify the different types of covenant, why they are necessary, and the issues involved in monitoring them and managing any breaches
• Recognize the crucial nature of the decision to accept credit risk, and the need for such decisions to be made by the appropriate credit authority
Topic 1: Covenants
• What Are Covenants?
o Examples of Covenants
• Why Are Covenants Required?
• How Many Covenants Are Required?
• Financial Covenants
o Examples of Financial Covenants
o Setting Financial Covenants
• Monitoring Covenants
• Covenant Breaches
o Potential Breaches
o Actual Beaches
Topic 2: Credit Decisions
• When Are Credit Decisions Made?
• Credit Decision Timeframe
• Who Makes Credit Decisions?
o Automated Decisions Systems
• Credit Authorities
o Credit Authority Matrix
• Facility Approvals vs. Transactional Approvals
o Facility Approvals
o Transactional Approvals Within Limits
o Transactional Approvals With Exceptions
• Exceptions, Appeals, & Overrides
Credit Risk Customer Management – Structuring Credit Facilities - View Now
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Credit Risk Customer Management - Structuring Credit Facilities
When structuring credit facilities, a bank must consider both the needs of its customers and how meeting those needs can give rise to risks that the bank needs to identify, assess, and accept/mitigate. This course covers both of these aspects in detail.
Intuition engages with over 30 accreditation bodies to ensure Know-How can be used for CPE credits. If your organization needs CPE from a body not listed below, contact us and we will endeavour to have them included.
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