FINANCIAL MARKET COURSES
Japanese Equity Market
Receivable Finance (New)
Lending - An Introduction
The Lending Cycle
Commodities - An Introduction (Revised)
Commodities - Trading (New)
Commodities - Livestock (New)
Commodities - Softs (New)
Primer – MiFID II/MiFIR (New)
Understanding Private Wealth Management Business
Private Wealth Management Products & Services
Primer – Smart Beta (New)
Available on iPad and Android tablets as well as desktop
Credit Risk – An Introduction
Despite all the innovation and complexity of recent decades, the fundamental business of banks remains the lending of money. The major risk is that of default when the money does not get repaid by customers.
This course outlines how credit risk is generated by the business of financial institutions, as well as the structures these institutions should have in place to manage this risk. It describes in detail the entire credit risk lifecycle, from risk assessment through to ongoing risk reporting and monitoring. The course also explains why it is important for banks to look beyond credit risk and take into account other risks such as market and operational risk when making credit decisions.
On completion of this course, you will be able to:
• Identify how credit risk arises and the key factors that influence the size of credit risk exposures
• Distinguish between the different stages of the credit risk lifecycle for all customer relationships or transactions
• Recognize why credit decisions should be taken after assessing and taking into account relevant non-credit risk
Topic 1: Basics of Credit Risk
• What is Credit Risk?
• Credit Risk: A Simple Example
• How Does Credit Risk Arise?
o Bank Credit
o Trade Credit
o Other Sources
• Credit Risk Exposure
o Credit Risk Limits
o Product Type
o Currency Exposure
o Settlement Exposure
• Measurement Basics
Topic 2: Credit Risk Lifecycle
• Lifecycle Overview
Topic 3: It’s Not Just About Credit Risk
• Risk Types & Their Interactions
• Why Seeing the Wider Picture is Important
• Market Risk
• Operational Risk
• Environmental, Social, & Ethical (ESE) & Other Risks
No prior knowledge is assumed for this course.
ESTIMATED COMPLETED TIME
Credit Risks - Types
The course also describes in detail how banks segment different customer types and why this differentiation matters from a credit risk point of view.
Intuition engages with over 30 accreditation bodies to ensure Know-How can be used for CPE credits. If your organization needs CPE from a body not listed below, contact us and we will endeavour to have them included.
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