FINANCIAL MARKET COURSES
Japanese Equity Market
Receivable Finance (New)
Lending - An Introduction
The Lending Cycle
Commodities - An Introduction (Revised)
Commodities - Trading (New)
Commodities - Livestock (New)
Commodities - Softs (New)
Primer – MiFID II/MiFIR (New)
Understanding Private Wealth Management Business
Private Wealth Management Products & Services
Primer – Smart Beta (New)
Available on iPad and Android tablets as well as desktop
Banking Regulation – An Introduction
The global financial crisis catapulted the previously uninteresting topic of banking regulation into the mainstream media. The crisis demonstrated that banks’ stability affects not only the financial markets, but the broader ‘real’ economy. Most market economies recognize the need for private shareholders to be compensated, but the stability of the system is paramount. Because of this, regulators often face a balancing act between these two objectives.
This course examines how performing this balancing act throws up key questions that regulators must address. For instance, how can they best supplement capital adequacy requirements with specific rules covering key aspects of banking, such as liquidity and leverage? How should regulators deal with banks operating in multiple jurisdictions? Are the same regulations appropriate for all types of financial institution or do they need to be customized? These and other issues are considered in this course.
On completion of this course, you will be able to:
• Describe the key role played by banks in the smooth running of an economy
• Explain why extensive bank regulation is widely believed to be necessary
• Describe some key regulatory concepts and challenges, along with the various tools available to bank regulators
Topic 1: The Role of Banks
• Why Banks Matter!
o Provision of Credit & Capital
o Money Transfer
• What is a bank?
o Commercial vs. Investment Banking
• Financial Conglomerates
• Creating Money – The Money Multiplier
• Who Owns The Banks?
o Private Ownership
o Mutual Ownership/Cooperative
o State Ownership
• Who Cares About Banks?
Topic 2: The Need for Regulation
• Key Drivers
o Systemic Stability
o Nature of Financial Contracts
• Information Asymmetry
• Adverse Selection
• Moral Hazard
• Principal-Agent Problem
o Problems of Gridlock
Topic 3: Key Regulatory Concepts, Tools, Challenges
• Central Banking is Not Banking Regulation
• Who is the Regulator?
• Types of regulation
• Key Regulatory Tools
o Capital Adequacy Requirements
o Minimum Liquidity Requirements
o Leverage Restrictions
o Information, Disclosure, and Business Conduct Requirements
o Deposit insurance
Lender of Last Resort (LOLR) Facilities
• Regulatory Challenges
o Growing Complexity
o ‘One Size Does Not Fit All’
Financial Markets – An Introduction - View Now
ESTIMATED COMPLETED TIME
Basel II & Basel 2.5
This course describes the concept of capital adequacy and how the Basel requirements in relation to this have progressed from the simplicity of the original Basel capital accord (Basel I) in 1988 to the more sophisticated requirements of Basel II and Basel 2.5. All three “pillars” are covered – the minimum capital requirements set out in Pillar 1, the Pillar 2 supervisory review process, and the disclosure requirements mandated by Pillar 3.
Other Courses In:
Basel II & Basel 2.5
Basel III - An Introduction
Basel III - Capital
Basel III - Risk Coverage
Basel III - Liquidity & Leverage
Basel III - Pillar 2 & Pillar 3
Financial Authorities (US)
Financial Authorities (UK) - PRA & FCA
Financial Authorities (UK) - Bank of England
Financial Authorities (Europe)
Financial Authorities (Asia)
Markets in Financial Instruments Directive (MiFID)
Primer – MiFID II/MiFIR
Dodd-Frank Act - An Overview
Foreign Account Tax Compliance Act (FATCA)
European Market Infrastructure Regulation (EMIR)
Undertakings for Collective Investment in Transferable Securities (UCITS)
Alternative Investment Fund Managers
Intuition engages with over 30 accreditation bodies to ensure Know-How can be used for CPE credits. If your organization needs CPE from a body not listed below, contact us and we will endeavour to have them included.
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