WHAT'S NEW?

FINANCIAL MARKET COURSES

Bank Lending

Courses In This Course

Lending is one of the oldest established banking activities, with basic forms of lending evident in ancient Greek and Roman civilizations and monetary loans even being mentioned in the Christian Bible. It remains a core banking activity today, one that has come to greater prominence in the light of the recent global credit market crisis.

Objectives

In this course, you will explore:

The fundamentals of loans and their structure

The different types of commercial and retail lending

The various stages of the lending cycle for corporate and retail loans

The concept of syndicated lending

Collateral and other forms of credit risk mitigation, such as guarantees, credit limits, and netting

Secondary market trading of loans

The management of problem loans

Learner Profile

This course is designed for loan officers, credit analysts, and other practitioners working in commercial and investment banks as part of an introductory credit risk training program.

  •    SYNDICATED LENDING

    Overview

    The syndicated loan market in its current form was originally developed in the US in the 1980s as a means of financing leveraged buyouts (LBOs). Since then, the global syndicated lending market has since grown significantly, rising to USD 4.5 trillion in 2007. For lenders, syndicating a loan agreement splits the lending risk among a number of participants. It also allows for a diversification of the lending portfolio from both a geographical and sectoral point of view. For borrowers, syndicated loans are an efficient way to raise larger amounts of capital and extend their banking relationships.

     

    This course looks at the fundamentals of syndicated lending, including the syndication process, players involved, fees, and the history of the syndicated lending market.

    Course Duration

    75 mins

    Prerequisite Knowledge

    Lending – An Introduction

    FIND OUT MORE

  •    LOAN TRADING

    Overview

    The secondary market for loans, primarily syndicated loans, involves the activities of buying, selling, and brokering loans and credit facilities. A secondary market is created when a syndicate participant decides to sell a part or all of its rights and obligations under the credit agreement to a third party. A variety of techniques are used to accomplish the transfer.

     

    The secondary market for trading in syndicated loans has mushroomed in recent years. This course outlines the historical development and current status of this vibrant market, and describes the process from initial loan trade to final settlement.

    Course Duration

    60 mins

    Prerequisite Knowledge

    Syndicated Lending

    FIND OUT MORE

  •    PROBLEM LOANS

    Overview

    Problem loans are an inevitable fact of lending. Even the most prudent lender cannot foresee all possible events that result in a borrower not meeting the terms of the loan agreement and subsequently defaulting on a loan. Although some loans will always go bad, lenders can keep the number of problem loans to acceptable levels and, by identifying such loans early, can minimize credit losses if loan quality deteriorates.

     

    This course looks at the causes of problem loans, how such loans can be prevented and, when they problems do arise, the techniques that can be applied to limit loss to the lender.

    Course Duration

    60 mins

    Prerequisite Knowledge

    The Lending Cycle

    FIND OUT MORE

Support

Accreditations

General: info@intuition.com

Accounts: ar@intuition.com

http://support.intuition.com

Intuition engages with over 30 accreditation bodies to ensure Know-How can be used for CPE credits. If your organization needs CPE from a body not listed below, contact us and we will endeavour to have them included.

© Copyright 2016 by Intuition. All Rights Reserved.